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● Concept for banks

Full itemised receipts, inside your bank app.

A proposal for Bank. Today a transaction reads "SALE DEBIT KOPI NAGARA*APP" — a cryptic card descriptor. PMA captures the full itemised receipt at checkout — every line item, price and tax — and routes it into your bank app, matched to the exact transaction. Your customers see what they actually bought.

1 PMA Terminal
PMA TerminalKOPI NAGARA · PJ-02
TID 4471
2208
Sale · Order #KN-7742
Amount
RM 27.10
Captures every line item,
matched to the card that paid
))
Tap card to pay
Contactless · insert · swipe
Reading card…
Visa •••• 7714
Approved
RM 27.10 · Visa •••• 7714 · #027714
Itemised receipt sentFull basket routed to the cardholder’s bank app
PMA · payment terminal
2 Bank · mobile app
9:41 62
Receipt ready · Kopi NagaraTap to see your itemised receipt
now
Bank
ACCOUNTSCARDSFIXED DEPOSITSLOAN
RM 3,482.15
Total Balance
Everyday Account
5148 2093 7714
RM 2,940.55
Spending Account
5120 6634 2081
RM 128.90
Family Savings-i
1622 4471 3305
RM 412.70
Accounts
Everyday Account
5148 2093 7714
Available Balance
RM 2,940.55
View Transactions
Transfer
Pay Bills
Scan & Pay
Split Bill
More actions
DETAILSMANAGE
Current balanceRM 2,940.55
One-day floatRM 0.00
Two-day floatRM 0.00
Late clearing/Outstation cheque floatRM 0.00
Transactions
Transaction History
PMA receipts are on for this accountLook for the receipt tag on eligible transactions
Today
Sale Debit Kopi Nagara*App * Petaling Jaya,
View receipt
-RM 27.10
Yesterday
Sale Debit Village Grocer * Bangsar KL,
No PMA receipt — not a PMA terminal
-RM 148.20
2 Jul 2026
Interest Paid
Bank-generated — no merchant
RM 1.12
1 Jul 2026
Sale Debit Pasar Segar Mart * Shah Alam,
View receipt
-RM 63.45
30 Jun 2026
VGD 3390 Auto Financing-i * 550218830042
Direct debit — no card terminal
-RM 742.00
Sale Debit BukuKita Online * Bukukita.com.my,
View receipt
-RM 84.60
Salary Credit Suria Teknologi Sdn Bhd
Incoming transfer — no merchant
RM 4,850.00
26 Jun 2026
Tax_Refund Akaun Kerajaan Malaysia RF260626
Incoming transfer — no merchant
RM 620.00
Receipt
SALE DEBIT KOPI NAGARA*APP
-RM 27.10
Everyday Account · Today
Itemised receipt via PMA
Do more with this receipt
Done
Send expense claim
Itemised receipt · SST included · ready to submit

A concept prototype for Bank. All data shown is fictional. PMA sends itemised receipts into the bank app, matched to the exact transaction. Cryptic descriptors like "SALE DEBIT KOPI NAGARA*APP" gain a View receipt tag; tap it for the full line-item receipt, rendered natively in-app. Not all transactions qualify — bank credits, loan instalments and insurance debits have no merchant receipt.